Home Insurance Services

Comprehensive coverage options designed to protect your home, belongings, and financial well-being.

Dwelling Protection
CORE COVERAGE

Dwelling Protection

Your home is the foundation of everything. Our dwelling protection covers the physical structure of your house including walls, roof, floors, and built-in systems against damage from covered events like fire, storms, and vandalism.

This coverage ensures you can rebuild or repair your home without facing financial hardship when the unexpected happens.

Structural damage from fire and smoke
Storm and wind damage repair costs
Vandalism and malicious damage coverage
Water damage from burst pipes
BELONGINGS COVERAGE

Personal Property

Everything inside your home has value. Personal property coverage protects your furniture, electronics, clothing, appliances, and other belongings if they are damaged, stolen, or destroyed by a covered event.

We help you determine the right coverage amount based on the actual value of your possessions so you can replace what matters to you.

Furniture and home furnishings
Electronics and appliances
Clothing and personal items
Coverage extends beyond your home
Personal Property
Liability Coverage
FINANCIAL PROTECTION

Liability Coverage

Accidents happen, and liability coverage protects you financially if someone gets injured on your property or if you accidentally cause damage to someone else's belongings.

This essential coverage helps pay for medical bills, legal fees, and settlements so unexpected incidents do not drain your savings or put your assets at risk.

Guest injury medical expenses
Legal defense costs coverage
Damage to others property
Personal liability protection
ADDITIONAL BENEFITS

What Else Your Policy Covers

Temporary Living Expenses

If your home becomes unlivable due to a covered event, we help pay for hotel stays, meals, and other living costs while repairs are completed.

Detached Structures

Coverage extends to detached garages, sheds, fences, and other structures on your property that are damaged by covered perils.

Emergency Repairs

Immediate repairs to prevent further damage are covered, including emergency boarding up, temporary roof tarping, and water extraction.

Lock Replacement

If your keys are stolen, we cover the cost of replacing locks and rekeying your home to maintain your security and peace of mind.

SIMPLE PROCESS

How to Get Your Coverage Started

1

Share Your Home Details

Tell us about your property including location, size, age, construction type, and any special features. This helps us understand your specific coverage needs.

2

Review Coverage Options

We present personalized plan options with clear explanations of what each covers and how much it costs. Ask questions and adjust coverage to match your preferences.

3

Finalize Your Policy

Once you select the right plan, we handle all the paperwork and activate your coverage. You will receive your policy documents and contact information for claims.

4

Enjoy Peace of Mind

Your home is now protected. If you ever need to file a claim or have questions, our team is ready to help guide you through the process quickly.

Get the Coverage You Need Today

Protect your home with insurance that is designed around your specific needs and budget.

Start Your Application