Terms & Conditions

Acceptance of Terms

By creating an account, requesting a quote, or purchasing insurance through Marty Walt Insurance, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Services Overview

Marty Walt Insurance provides home insurance services to eligible homeowners. Our services include:

• Insurance quotes and policy comparisons
• Policy applications and enrollment
• Policy management and updates
• Claims assistance and support
• Customer service and consultation

We act as an intermediary between you and insurance carriers. The actual insurance coverage is provided by licensed insurance companies, not by Marty Walt Insurance directly.

Eligibility Requirements

To use our services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have the legal authority to enter into a binding contract
• Provide accurate and complete information
• Own or have an insurable interest in the property you wish to insure

Account Responsibilities

When you create an account with us, you are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access or security breach
• Providing accurate, current, and complete information
• Updating your information promptly when it changes

We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent activity.

Quotes and Applications

Insurance quotes provided through our website are estimates based on the information you provide. Final premium amounts may differ based on underwriting review and verification of information.

Submitting an application does not guarantee approval or coverage. Insurance carriers have the right to accept, modify, or decline applications based on their underwriting criteria.

You authorize us to obtain information necessary to process your application, including credit reports, claims history, and property records.

Payment Terms

Insurance premiums are payable according to the payment schedule you select. Failure to pay premiums when due may result in policy cancellation or lapse of coverage.

You are responsible for all charges associated with your policy, including premiums, fees, and any applicable taxes. Payment methods accepted include credit cards, debit cards, and electronic bank transfers.

Cancellation and Refunds

You may cancel your insurance policy at any time by contacting us or your insurance carrier directly. Cancellation terms, including any refunds or penalties, are governed by your specific insurance policy terms and state regulations.

If you cancel within the free look period specified in your policy, you may be entitled to a full refund of premiums paid. After the free look period, refunds will be calculated according to the policy terms.

Limitation of Liability

Marty Walt Insurance acts as an intermediary and is not responsible for the actions, decisions, or financial solvency of insurance carriers. Our liability is limited to the services we directly provide.

We are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or any insurance policy obtained through our platform.

Arbitration Agreement

Any disputes arising from these terms or our services will be resolved through binding arbitration rather than in court, except where prohibited by law. You waive your right to participate in class action lawsuits or class-wide arbitration.

Arbitration will be conducted under the rules of the American Arbitration Association. The arbitrator's decision will be final and binding.

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Marty Walt Insurance or our licensors and is protected by copyright and trademark laws.

You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

Governing Law

These terms are governed by the laws of the state where your insured property is located, without regard to conflict of law principles. Insurance policies are also subject to state insurance regulations.

Contact Information

If you have questions about these Terms and Conditions, please contact us at:

Phone: +1 (678) 203-9248
Email: [email protected]
Address: 3235 Satellite Boulevard, Duluth GA 30096